April 03, 2023 | Publications

Is It Possible To File a Claim Without a Police Report in New York?

Being involved in a car accident is traumatic enough, and when you factor in filing a claim for damages, the process can seem overwhelming. In New York, filing a claim without a police report is possible, though it can be challenging. Without a police report, it is up to you and the other parties involved in the accident to provide evidence that can be used to determine liability and damages. This means gathering witness statements, medical documents, and photographs of the accident.

The decision to file a claim without a police report ultimately comes down to you and your situation. It is important to remember that, even if there is no police report, you still must create documentation and evidence to support your claim. Without a police report, insurance companies will often deny claims or lower the amount of what they are willing to pay out. If you need help or have more questions besides whether you can make a claim without a police report, a lawyer will be able to help.

Filing Soon

If you are wondering, “How long do you have to file a claim after an accident?” you generally have three years in the state of New York when seeking compensation or replacement for a damaged vehicle. As you can imagine, waiting until the last minute to file without a police report on hand makes it extremely difficult to receive a favorable outcome. If you choose to pursue a claim without an official report, it is best to begin the process right away and hire an experienced lawyer to help you.

No Evidence? No Problem.

While a police report can provide solid evidence of who is at fault and the extent of the damage, you can still file a lawsuit in New York without an official report if you have strong evidence that points to who is liable and the amount of damages you are owed. That is because New York is a no-fault state, meaning even if the other party is at fault, your own insurance provider pays for your medical costs and damages.

An experienced New York City lawyer can help you gather the evidence you need to make a claim without an official police report. They can also help you negotiate with insurance companies and other parties involved in the accident to ensure you receive a favorable outcome.

Ensure Justice Other Ways

Filing a report also means the other driver can face fines and jail time, especially if they are found to be negligent. Without an official report, it is unlikely the other party will face any consequences. For instance, driving without insurance in New York can lead to a $1,500 fine for driving without insurance. In addition, if drugs and alcohol were involved in the accident, it is important to have an official police report on record.

Seek Help from an Accident Lawyer in New York City

Fortunately, even without a police report, you can still get justice and compensation for the damages you have suffered. An experienced lawyer in New York City can help you make a claim without an official police report and ensure you receive the financial assistance you need.

At Karasik Law Group, we understand that filing a claim without a police report can be difficult. Our experienced personal injury lawyers have the skills and resources to help you build an effective case. We will work with you every step of the way to make sure your rights are protected, and you receive the compensation you deserve. Contact us today for more information or to schedule a free consultation with our accident lawyer in New York.